Who runs this site
AI Money Labs (ai-money-labs.com) is operated by 재이와이컴퍼니
(JYCompany), a business registered in South Korea. The site is run independently
of the operator's other properties.
- Contact and data protection enquiries: dewtome@gmail.com
- Requests to access, correct, delete or restrict processing go to the same address.
What we collect directly
If you do not create an account, we collect nothing. You can read every article, see every piece of evidence, and use every calculator without signing in. Our calculators and surveys run entirely in your browser — by default, the values you type are not sent to us or to anyone else — and your progress stays in that browser. The only exception is when you sign in and turn on "Save to my account" yourself; see "Only if you turn on account saving" below.
If you do create an account, we store the following:
| Data | When | Why |
|---|---|---|
| Email address | On sign-up | Required. It identifies your account and signs you in |
| Display name | Filled in automatically | From your Google account name, or the part of your email before the "@" |
| Password | Only if you sign up with email | Required. We never hold the plain text — Supabase stores it in a form that cannot be reversed |
| Session cookie | On sign-in | Required. Without it you are signed out on every page you open |
Only if you turn on account saving
The following is saved to your account only if you sign in and turn on "Save to my account" yourself. It is off by default; if you never turn it on, nothing is saved.
| Data | Where you turn it on | What is saved |
|---|---|---|
| Monetization track progress and answers | "Save to my account" on the track (/learn) | The quests you finished and the answers you wrote for each |
| Money Finder answers | "Save to my account" on Money Finder (/money-finder) | Your thirteen answers (job, years of experience, field, hours per day, money you can put in, five skill levels, target monthly income, target period, preferred customer), your business-registration status, and when you last changed them |
- Purpose — only so you can continue on another device. We do not use it for statistics, advertising or recommendations
- Only you can read or write it. Our database access rules allow only the signed-in owner's row, and our admin screens have no way to view these answers
- You can delete it at any time — press "Delete from my account" on the same screen and it is removed immediately. Turn saving off and we stop sending
- Storage location and processor are the same as in "Where account data is stored" below (Supabase, Seoul region, South Korea)
Signing in with Google
Choosing "Continue with Google" sends you to Google's own sign-in screen. We never receive your Google password and cannot see it.
Google passes us your email address, name, profile picture URL, and Google account identifier — that is the entire scope we request. We do not access, and do not ask for access to, Gmail, Drive, Contacts, Calendar, or any other Google service.
You can disconnect us at any time under Google Account → Security → Your connections to third-party apps. Note that doing so does not delete the account on our side — see "Deleting your account" below.
Where account data is stored
Accounts are held by Supabase Inc. (a US company) on servers in South Korea —
the AWS Seoul region (ap-northeast-2). The company and the servers are in different
countries, so we state both; a US company does not mean your data sits in the US.
Only if you sign in with Google does Google LLC (a US company) take part, in the authentication step, passing us your email, name, profile picture URL, and account identifier. Signing up with email does not involve them.
You can use the site without an account either way — nothing that matters is behind the login.
Retention
- Account data — kept until you delete your account, then removed without delay.
- Answers you chose to save to your account — kept until you press "Delete from my account" or delete your account.
- Visitors without an account — we hold no personal data, so we have no retention period.
- Data processed by the third parties below is kept according to their own policies.
Deleting your account
Email dewtome@gmail.com and we will delete your account and the data stored with it. This applies equally to accounts created with Google.
To delete only the answers you saved to your account, you do not need to write to us — press "Delete from my account" on that screen.
What third parties collect
| Purpose | Data processed | Processor |
|---|---|---|
| Traffic measurement | Cookies, device, browser, pages viewed, approximate location, IP address | Google Analytics 4 |
| Serving and measuring ads | Cookies, web beacons, IP address, other identifiers | Google AdSense and its partners |
| Delivering pages, abuse prevention | Request data including IP address | Cloudflare |
Analytics
We use Google Analytics 4 to see which pages are read and roughly where readers come from. It sets cookies and processes data such as your IP address, device, browser, and the pages you view. We do not use it to identify individuals.
We send behavioural events to it — whether a survey was started, whether an income model was opened from the results, whether "My plan" was copied. Those events never carry anything you typed. Free-text entries such as your job or field stay in your browser; what leaves it is whether something happened, plus numbers like a rank or a count.
Advertising
This site may display advertising served by Google AdSense and its partners.
Advertising on this site means third-party vendors, including Google, may set or read cookies in your browser and may collect information using web beacons, your IP address, and other identifiers. Google may serve personalised ads based on your prior visits to this and other sites.
How Google uses that data is described here:
How Google uses information from sites or apps that use our servicesYou can control personalised advertising at Google Ads Settings and opt out of participating vendors at aboutads.info/choices or youronlinechoices.eu.
As of the date at the top of this page, advertising is not yet active on this site. This section describes what happens once it is.
Visitors in the EEA and the UK
Before we serve advertising to visitors in those regions, we will implement consent collection for cookies and personalised advertising in line with Google's EU User Consent Policy. Until that is in place, we will not serve ads to those regions.
Hosting
The site is hosted on Cloudflare (Cloudflare Workers), which processes request data (including IP address) to deliver pages and protect against abuse.
Cookies
We set no cookies of our own. Cookies on this site come from the analytics and advertising services above. You can block or delete cookies in your browser settings; the site will still work, though some measurement will be lost.
Security
The whole site is served over HTTPS, and administrative functions check access on the server — hiding a menu is not something we count as security.
Account data is protected row by row in the database, so only you can read or change your own record. Your tier (member, premium, admin) is separately locked so that it cannot be raised by the account holder. Passwords are stored only in a form that cannot be reversed, so we cannot read them either.
Legal bases and your rights
Depending on where you live, you may have the right to access, correct, delete, or restrict processing of your personal data, to object to processing, and to lodge a complaint with a supervisory authority.
- EEA/UK (GDPR): analytics and advertising cookies are used on the basis of consent where consent is required; hosting data is processed on the basis of legitimate interest in delivering and securing the site.
- South Korea (PIPA): for readers without an account we collect no personal information directly. Account data is processed on the basis of your consent given at sign-up, and is stored on servers in South Korea.
- California (CCPA/CPRA): we do not sell or share personal information for cross-context behavioural advertising beyond the advertising vendors described above, and we honour opt-out preference signals where our vendors support them.
To exercise a right, contact us at the address above.
Children
This site is not directed at children and we do not knowingly collect information from children under 16. We do not request personalised advertising for users under 13 through Google's services.
Changes
When this policy changes, the date at the top changes with it. Material changes will be noted on the site.